KRA Insurance Agency, Inc. is a full service, multifaceted insurance agency.  We are uniquely positioned to help design and execute a complete risk management program in the most cost-effective manner possible. As a licensed property-casualty and life/health agency, we will recommend insurance solutions to risk exposures where appropriate and necessary, as well as non-insurance solutions when feasible in view of the risks involved.

We initially meet with prospective clients to establish objectives and goals.  Based on the input obtained, we will work with you to design a risk management program encompassing several major areas of protection.  Depending on the complexity of the situation and stated objectives, we will review all or some of the following areas and provide ideas and solutions to hedge the risks involved in each area:

Personal Insurance Services Legal Liability – Premises, Medical Malpractice, Employment-related Group and Individual Income Protection – Business and Personal Income, Extra Expenses, Salary Continuation Business Continuation – Buy/Sell funding Financial Asset Protection – Life, Disability, Medical, Long Term Care, Estate and Financial Planning Physical Assets – Buildings, Contents, Equipment, Automobiles, Homes and Other Personal Property Bonds

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